The Snarky Momma occasionally (okay, sometimes) reviews products on her review blog related to parenting, domestic goddess-try, and personal care. Her opinions are honest, based on her own experiences, and will be published even if she does not find the product satisfactory. She will always disclose how she got a product and whether she was compensated to talk about it. If you want to send her a product, contact her via email at tiffany [at] snarkymomma [dot] com.
Thursday, July 29, 2010
What would you buy if…?
I’d rather think about fun stuff instead of making a grocery list, so I’ve been making mental wishlists.
What would you do if you got an unexpected windfall? $100? $1,000? $10,000?
Okay, assuming there are no pressing bills to be paid, with $100 I’d probably buy more diapers (maybe some fitteds), a couple more Snappis, and of course some yummy wool to make soakers with. We have enough that more aren’t a necessity, but I’d like to increase the amount of time between loads of laundry. I had no idea Em would be pissing every 15 minutes and she burns through the diaper stash like you wouldn’t believe.
A spare $1,000. Hmm. That’s a little harder. If I were completely selfless, I’d put it towards a new home computer for Scott. His PowerBook is older than our marriage (we’ve been married since 2002). Although he has enough Apple devices to keep him satiated (or should, anyway), it’d probably be a good idea to upgrade that machine before it goes kerblooey.
I’m not that selfless when it comes to stuff only one person in the house is going to use, though. More than likely I’d use the $1k to finally get the chairs I finagled from my granny reupholstered. The cats have claimed them as their own for far too long and we really could use the extra seating. I’m thinking leather.
$10,000, oh yeah, that I could really do something with. First, a cruise to Bermuda. I’ve been wanted to visit ever since I saw an episode of This Old House renovating a property there. We could cruise out of Norfolk (preferable) or Charleston and it’d cost the four of us way less than $3,000 for six days if we book in advance. Scott mentioned that he’d like to do Oasis of the Seas, but hot damn that’s way too many people on one boat for my comfort.
What’s left of the $10k would probably be used to upgrade the Honda to something…well…something else. Poor car has been hazed and abused in the past year. It’s been broken into, pelted by tree limbs, and the windshield has been mysteriously broken. If Scott’s going to drive to work every day he needs something a bit more vandal- and thief-proof. Like a tank.
What about you? What would you do with a little rainy day money?
I’m kind of a snot. $100 or $1,000 probably wouldn’t be any kind of noticeable blip on my financial radar. I’d deposit it and go on my way. But I like to keep our bank balance really really high due to my overall terror of suddenly reverting back to the poverty of my childhood.
$10,000 would be split between college fund and mortgage. I’m trying like mad to get the college fund fully funded by the time our kiddos are like 6 or 7 so that interest will have a chance to be helpful. And I really really want to be done having a mortgage by the time I’m 40. So I’m aggressive in paying towards both.
Cool. Rosco has an NC 529 which is sort of like a 401k in that it’s dependent on the market. We don’t get taxed if we take money out for his education which is why we chose that kind of account. It’s doing *okay* right now, but it’s obviously not earning as much as it could be given the recession.
Fortunately, state schools are heavily subsidized for residents: I think there’s some statute about them having to be as close to free as possible. Yet another reason to encourage the offspring to favor UNC over Duke. :p
What would you buy if…?
I’d rather think about fun stuff instead of making a grocery list, so I’ve been making mental wishlists.
What would you do if you got an unexpected windfall? $100? $1,000? $10,000?
Okay, assuming there are no pressing bills to be paid, with $100 I’d probably buy more diapers (maybe some fitteds), a couple more Snappis, and of course some yummy wool to make soakers with. We have enough that more aren’t a necessity, but I’d like to increase the amount of time between loads of laundry. I had no idea Em would be pissing every 15 minutes and she burns through the diaper stash like you wouldn’t believe.
A spare $1,000. Hmm. That’s a little harder. If I were completely selfless, I’d put it towards a new home computer for Scott. His PowerBook is older than our marriage (we’ve been married since 2002). Although he has enough Apple devices to keep him satiated (or should, anyway), it’d probably be a good idea to upgrade that machine before it goes kerblooey.
I’m not that selfless when it comes to stuff only one person in the house is going to use, though. More than likely I’d use the $1k to finally get the chairs I finagled from my granny reupholstered. The cats have claimed them as their own for far too long and we really could use the extra seating. I’m thinking leather.
$10,000, oh yeah, that I could really do something with. First, a cruise to Bermuda. I’ve been wanted to visit ever since I saw an episode of This Old House renovating a property there. We could cruise out of Norfolk (preferable) or Charleston and it’d cost the four of us way less than $3,000 for six days if we book in advance. Scott mentioned that he’d like to do Oasis of the Seas, but hot damn that’s way too many people on one boat for my comfort.
What’s left of the $10k would probably be used to upgrade the Honda to something…well…something else. Poor car has been hazed and abused in the past year. It’s been broken into, pelted by tree limbs, and the windshield has been mysteriously broken. If Scott’s going to drive to work every day he needs something a bit more vandal- and thief-proof. Like a tank.
What about you? What would you do with a little rainy day money?
Posted by Tiffany on 07/29 at 10:24 AM
_______________________________________________________________I’m kind of a snot. $100 or $1,000 probably wouldn’t be any kind of noticeable blip on my financial radar. I’d deposit it and go on my way. But I like to keep our bank balance really really high due to my overall terror of suddenly reverting back to the poverty of my childhood.
$10,000 would be split between college fund and mortgage. I’m trying like mad to get the college fund fully funded by the time our kiddos are like 6 or 7 so that interest will have a chance to be helpful. And I really really want to be done having a mortgage by the time I’m 40. So I’m aggressive in paying towards both.
Posted by Krissy on 07/29 at 01:39 PM
***Cool. Rosco has an NC 529 which is sort of like a 401k in that it’s dependent on the market. We don’t get taxed if we take money out for his education which is why we chose that kind of account. It’s doing *okay* right now, but it’s obviously not earning as much as it could be given the recession.
Fortunately, state schools are heavily subsidized for residents: I think there’s some statute about them having to be as close to free as possible. Yet another reason to encourage the offspring to favor UNC over Duke. :p
Posted by Tiffany on 07/29 at 02:12 PM
***I would like to take a cruise!
Posted by Dan Yates on 08/08 at 06:00 PM
***